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The last safety net is bankruptcy. Forty years have passed since my family overcame a foreclosure attempt. Today, I make it my passion to protect the homes of families who have come upon hard times. Once you fall behind on your mortgage payments there are few defenses against the foreclosure process. The Veterans Administration, Social Security Administration, State and County welfare agencies can hardly afford to pay past due mortgage payments. As a result, many ordinary families soon find that bankruptcy is the only option to save their home and protect their vehicles or wages.

We represent people, not creditors. HomeTown Bankruptcy stands up for the disabled who did not receive a social security payment this month. We help out senior citizens too proud to ask families for a loan. We protect the working-poor from wage garnishments that destroy the spirit of their family. We represent your neighborhood mechanic who is about to lose his tools to a greedy creditor. We represent the people in your neighborhood who are badgered by endless creditor calls, letters, and harassment. HomeTown Bankruptcy steps in when the creditors have gone too far.